Personal: Motor Vehicle - Auto, Motorcycle, Watercraft Coverage

 

 

Bodily Injury & Property Damage

In the event of an accident, this coverage pays for injuries to other people and damage to their property for which you are liable, whether you, a qualified family member or another person is the driver.

Collision

Pays for damage to your vehicle caused by collision with any object or by upset. Pays up to the actual cash value of your vehicle less your deductible.

Comprehensive

Pays for damage to your car except when it is caused by collision or upset. Includes damages caused by fire, explosion, vandalism, earthquake, falling objects, animals and theft. If your vehicle is stolen, this policy pays up to $15 a day until the claim is settled, starting after the third day and with complete claims documents submitted.

Medical Coverage (Optional)

Pays for medical expenses for you and other people injured in your car regardless of fault.


Uninsured Motorist (Optional)

Pays for bodily injuries if you and your passengers have been injured by an uninsured motorist or a hit-and-run driver, if that driver is liable.

Roadside Service & Towing

Offers discounted towing 24 hours a day in the event your vehicle is inoperable or immobilized.

Rental Reimbursement

You are reimbursed $30 a day for 30 days or a maximum of $900 a year for rental vehicles provided you have full Comprehensive and Collision coverage.

Typhoon Coverage (Optional)

Covers your vehicle against damage caused by typhoons.

Trailers

Protects you against liability claims while you are towing a trailer designed for use with a private passenger car.

See Homeowners & Renters coverage